Specialist HIV travel insurance from

It's So
travel insurance that includes pre existing medical conditions
travel insurance


Financial Services

Travel Insurance

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Types of cover

We have different kinds of cover to meet your needs:

  • Europe only or Worldwide
  • Cover for a single trip or an annual, multi-trip policy
  • Cover for only you or also your partner/spouse and/or family/friends

If you're going to travel even only twice in the next 12 months, it may well be more economical for you to obtain an annual, multi-trip policy. You also then don't have to think about insurance for another year and we'll write to remind you when your policy is due for renewal.

Important: should the worst happen and you have to cancel or curtail your trip because of your HIV, anyone travelling with you who also wishes to cancel or curtail their trip should also be insured with us.

If your companion(s) has “ordinary” travel insurance their claim could be declined, as these policies are not designed to insure them if they are travelling with someone who has a pre-existing medical condition.

What's covered?

Our policy includes cover for all the things an 'ordinary' policy does, including:

  • Up to £5 million per person for medical expenses
  • Up to £3,000 per person for cancellation or curtailment costs
  • Opion to increase cancellation cover on request
  • Up to £1,500 for loss or theft of baggage or personal items with a single item limit of £250
  • Option to increase the cover for more expensive electronic or computer equipment to a maximum of £400
  • The cost of obtaining and sending to you by courier, lost or stolen medication to a maxiumum of £250

Click here to view/download the full policy wording and summary of cover. The format is designed for you to print it double sided and then fold to form an A5 booklet

Please read the section HIV & Other Medical Conditions by clicking the link at the top of the page. This details our medical warranty.

Europe is defined as European Mainland, Republic of Ireland, The Channel Islands, The Azores, Madeira, The Canary Islands, Morocco, Tunisia, Israel, Mediterranean Islands, Turkey and territories formally known as USSR, west of the Ural Mountains.

European Mainland is defined as: Albania, Andorra, Austria, Belgium, Bosnia, Bulgaria, Croatia, Cyprus, Czech Republic, Slovakia, Denmark, Finland, France, Greece, Germany, Hungary, Iceland Italy, Lapland, Liechtenstein, Luxembourg, Malta, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Serbia, Slovenia, Spain, Sweden, Switzerland.

Worldwide is defined as anywhere other than the above.

Single Trip: the premium depends on the number of days you are away. Don't forget to include the day you leave and the day you arrive back in the UK. A week, Saturday to Saturday, is therefore 8 days. We can provide cover for up to 365 days, sometimes longer! Cover is available up to the age of 75.

Annual Multi-trip: You can take as many trips in a year as you like, prioviding no individual trip is longer than 31 days (counting the day you leave the ul and the day you get back into the UK). Cover is available up to the age of 69. When you renew, you receive a discount off the current year's price.

Individual/Couple/Family: Special rates apply for couples and families, which obviously include same sex couples/families.


To obtain a quote and book on line please click
the Online Quote & Book link at the top of the page
or telephone us on

0845 222 222 6

Sponsor of the Scotland Patients' Association
Member of the British Insurance Brokers' Association
Authorised and Regulated by the Financial Services Authority
Member of the International Lesbian & Gay Travel Association
A Partner in the Foreign & Commonwealth Office's Know Before You Go Campaign.
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european travel insurance

pre existing medical condition travel insurance and for over 65, 70, 75 and 80

 

 

Sponsor of the Scotland Patients' Association
Member of the British Insurance Brokers' Association
Authorised and Regulated by the Financial Services Authority
Member of the International Gay & Lesbian Chamber of Commerce
Member of the International Lesbian & Gay Travel Association
A Partner in the Foreign & Commonwealth Office's Know Before You Go Campaign.
  pre existing medical condition travel insurance and for over 65, 70, 75 and 80
travel insurance for pre existing medical conditions and for people over 65, 70, 75 & 80
travel insurance including pre existing medical conditions and for older people
european travel insurance
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travel insurance pre existing medical conditions, travel insurance over 65, over 70, over 75


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